The average electric bill in Amarillo is about $131 a month in 2026, at a rate near 13.5 to 14 cents per kWh. That runs lower than the Texas average of roughly $170, partly because Amarillo is on a regulated Xcel utility, Southwestern Public Service, instead of the shop-around ERCOT market. The catch is summer: July bills can top $200 once the AC runs all day.
Your actual bill comes down to how much power your home uses, and that depends a lot on how the house was built. Here's the breakdown, and how a newer, efficient home keeps the number down.
What the average bill is in 2026
Electric Choice puts a typical Amarillo home around $131 a month in 2026, at about 13.5 to 14 cents per kWh on roughly 900 to 1,000 kWh of use. Estimates range from about $118 to $135, depending on the home and the source. For comparison, the Texas average sits closer to $170 a month, on higher rates and higher usage.
Why Amarillo pays less than most of Texas
Amarillo is served by Southwestern Public Service, a regulated Xcel Energy utility outside the ERCOT grid. That means you can't shop retail electricity plans the way people in Houston or Dallas do, but it also comes with a lower rate: about 13.5 cents per kWh here, against roughly 16 cents statewide. Lower rates plus milder spring and fall usage keep the yearly average down.
Summer is where it jumps
The average hides a big seasonal swing. One 2026 breakdown put a January Amarillo bill around $134 and a July bill around $214, the difference being air conditioning through Panhandle summers. Bigger or older homes with tired insulation and dated AC can run higher still, sometimes $300 or more in the peak months.
What actually drives your bill
Rates are only half of it. The other half is how many kilowatt-hours your home burns, and that comes down to insulation, windows, the age of your HVAC, and how well the house is sealed. An older home with single-pane windows and a 20-year-old air conditioner uses far more power to hold a temperature than a new one built to current code.
How a new home keeps it down
This is where new construction pays you back every month. A new energy-efficient B&M home has current insulation, modern windows, and a high-efficiency HVAC system, so it uses less power to stay comfortable through both the summer heat and the winter cold. Over a year, that gap shows up on every bill, not once at closing.
We look at energy cost next to build cost and insurance in our Sum of the Parts approach. You can see what we're building now on our new construction homes and move-in ready homes pages, and our floor plans list the efficient systems that come standard.
Frequently asked questions
What is the average electric bill in Amarillo, TX?
About $131 a month in 2026, at roughly 13.5 to 14 cents per kWh. That's below the Texas average of around $170, though summer bills run higher.
Why is my Amarillo electric bill so high in summer?
Air conditioning. One 2026 estimate put a July bill near $214 against about $134 in January, and larger or older homes can top $300 in peak months.
Can I choose my electricity provider in Amarillo?
No. Amarillo is served by Southwestern Public Service, a regulated Xcel utility outside ERCOT, so there's no retail plan shopping here.
How can I lower my electric bill in Amarillo?
Use less power. Better insulation, a high-efficiency HVAC system, and sealing air leaks all help, and a newer home built to current code uses less to begin with.
Do new homes have lower electric bills?
Usually yes. Current insulation, modern windows, and an efficient HVAC system use less power than the older equipment in an aging house.
Ready for a home that costs less to run?
If a lower, steadier electric bill matters to you, it's worth looking at how a home is built, not just its price. We're glad to show you the efficient features that come standard in every B&M home. Call 806-557-3813 or contact us to get started.
