Trade In Your Amarillo Home for Up to 90% of Its Appraised Value (No Realtor Fees, No Showings)
🔑 Key Takeaways
With our Trade-In Program, you can sell your current Amarillo home for up to 90% of its appraised value, with no realtor commissions and no public showings.
You stay in your current home while your new one is built, then both sales close the same day, so you never carry two mortgages or move twice.
Skipping realtor fees alone can keep roughly $15,000 to $18,000 in your pocket on a $300,000 home (a typical 5% to 6% commission).
It is built for move-up families who feel stuck because they cannot buy until they sell.
It pairs with our Affordable Mortgage Payment Program and financing options to lower what you pay each month, too.
Most families in Amarillo who want a new home are not stuck on price. They are stuck on timing. You cannot comfortably buy the next house until you sell the current one, but you do not want to sell and end up renting while you wait. Our Trade-In Program was built to solve exactly that. Here is how it works, what it saves you, and who it is right for.
🏠 What the Trade-In Program actually is
In a normal move, you list your house, hope it sells, then scramble to line up the next one before your buyer closes. That gap is where the stress lives.
The trade-in flips it. Instead of selling on the open market, you trade your current home to us for up to 90% of its appraised value. There are no showings, no strangers walking through your house on a Saturday, and no realtor commission coming out of your proceeds. You pick your new B&M custom build, we handle your old home, and the two close together.
It is one of the reasons the Panhandle stays such a steady place to make a move. The Texas Real Estate Research Center at Texas A&M has long tracked Amarillo as one of the more stable, affordable markets in the state, which makes a clean trade-in far more practical here than in a boom-and-bust metro.
🔁 How the trade-in works, step by step
1. We appraise your current home
We start with a real, professional appraisal of what your house is worth today. That number is the basis for your trade-in value, up to 90% of it. No lowball "cash offer" games.
2. You choose your new B&M home
While that is happening, you pick your new home. Start from one of our Amarillo floor plans, or look at what is already available in our move-in ready homes. This is the fun part, and you get to take your time.
3. You stay put while we build
Here is the part families love most. You keep living in your current home during construction. No renting, no temporary move, no putting your life in boxes twice. You stay where you are until your new home is truly ready.
4. Both closings happen the same day
When your new home is finished, we close both transactions on the same day. You hand over the keys to your old home and pick up the keys to your new one. One move, one closing day, no overlap where you are paying two mortgages at once.
💰 The money: what you actually save
The trade-in saves you in three places at once, and they add up fast.
No realtor commission. A traditional sale usually costs 5% to 6% in agent fees. On a $300,000 home that is roughly $15,000 to $18,000 gone at closing. In a trade-in, that stays with you.
No double mortgage. Carrying your old loan plus a new construction loan is what wrecks most move-up budgets. The Consumer Financial Protection Bureau warns that buying and selling at the same time, or leaning on a bridge loan, is one of the riskier moves a homeowner can make. The same-day close removes that risk entirely.
No prep-and-stage spending. No fresh paint for strangers, no weekend showings, no "make it look perfect" repairs before listing.
Put those together and the trade-in often protects tens of thousands of dollars compared with selling the old-fashioned way.
⚖️ Trade-in vs selling the traditional way
Here is the side-by-side, traditional sale versus trading in with us:
Realtor commission: traditional, 5% to 6%. Trade-in, $0.
Showings: traditional, ongoing. Trade-in, none.
Where you live while building: traditional, rent or scramble. Trade-in, stay in your home.
Risk of two mortgages: traditional, high. Trade-in, none (same-day close).
Timing control: traditional, the market decides. Trade-in, you decide.
Traditional selling can still work if you have plenty of time and flexibility. But if you want to build without gambling on when your current house sells, the trade-in is the cleaner path.
✅ Is the trade-in right for you?
It is the best fit if you:
Own your Amarillo-area home and have equity in it.
Want to move up to a new build near a district like Bushland or another part of town, without the timing gap.
Would rather not host showings or pay a commission.
Want one predictable closing day instead of two moving targets.
If that sounds like you, it usually pairs well with our "Sum of the Parts" approach, where we look at your trade-in value, your financing, and your monthly payment together instead of one piece at a time. You can also read real client stories from families who have already made the move.
❓ Frequently asked questions
How is my trade-in value decided?
It is based on a professional appraisal of your current home. Your trade-in offer is up to 90% of that appraised value, so the stronger your home shows, the higher your number.
Do I really pay no realtor fees?
Correct. Because you are trading directly with us, there is no listing agent and no buyer's agent commission coming out of your proceeds.
Where do I live while my new home is being built?
In your current home. You stay put through construction and only move once, on the day both homes close.
What if my home needs repairs?
That is fine. Part of the appeal is skipping the pre-sale repair scramble. We factor the home's condition into the appraisal rather than making you fix it up for showings.
Can I combine this with financing help?
Yes. Most families pair the trade-in with our Affordable Mortgage Payment Program and financing to keep the monthly payment comfortable.
Ready to see your number?
The only way to know your trade-in value is to get your current home appraised and run the numbers, and that starts with a quick conversation. We will give you a straight figure, not a sales pitch.
📞 Call 806-557-3813 or contact us to start your trade-in today, and learn more on our Trade-In Program page.
